Income: My annual net income was at least $200K in each of the last two years, or my joint income with my spouse was in excess of $300K in each of those years, and I have reasonable expectation of income in the current year of at least equal to those amounts.

Assets: My current individual net worth or joint net worth with my spouse is at least $1 million (excluding home equity).

Business, Financial & Investment Experience: I am an experienced investor as demonstrated by my following investment, business, and financial background: